Affects the financial situation – not only our business, but also our personal wallet. Before you strengthen the financial system of a project or company, learn how to manage your personal funds. Independent financial adviser ekaterina baeva will tell you how to draw up a personal financial plan. Ekaterina is a certifi financial literacy tutor under the ministry of finance program. She works with private clients and advises companies. If you don’t have a plan to get rich, you have a plan to get poor, you just don’t know it.
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Management of the company rarely pay Nepal Email List due attention to planning, control and accounting of personal finances. Business takes a lot of resources: the search for funding, customers and suppliers, tax problems, employees, and so on absorb all the time and thoughts. As a result, if the business fails, then the entrepreneur is left with nothing, without business and without money. Every businessman, like any person, nes to have a business plan for his personal financial life. And it is necessary to approach its preparation with the same responsibility and seriousness as to the company’s finances. A personal financial plan is a step-by-step plan to reach your financial goals.
This is a plan of your expenses income
Investments with specific amounts for a certain Doctors Email List period of time: maybe for several years, or maybe for the rest of your life. Creating such a plan is a slow and creative process that takes time. Proper planning guarantees the achievement of financial goals. We will talk about how to create a personal financial plan below. Goal setting if you don’t know where you’re going, it doesn’t matter where you’re going. Therefore, any personal financial plan begins with setting financial goals . Goals must be smart. In english – smart . S – specific (certain). M – measurable (measurable). A – achievable (achievable). R – relevant (relating to you). T – time bound (limit in time). If the goals do not satisfy these characteristics, then these are not goals, but dreams.